For commercial finance brokers

Win the deals you would otherwise never hear about.

This month · worth a callLive

198,000 owner-managed firms watched today, about 600,000 by January 2027. Every filing read in full on every scan. The ones about to need finance, with the reason and the decision-maker’s name.

The research a £40,000 analyst would do, every month, for £150.

Show me this month’s number

2,566 firms in Greater Manchester have a live signal right now. 439 of them come with a named owner.

769Refinance window
180Bridging exit
472Working capital
1,208Growth and acquisition
371New charge
176Asset-based

See them: start the 7-day trial, no card

Counted in the login on 15 October 2026; a signal is live until the filing behind it changes.

198,000companies watched 18,700with a live signal 5,389owners named 68%with LinkedIn

How it works

It does what a research analyst would, at a scale no analyst could.

Two things, on every scan, without you lifting a finger.

Reads everything

Every business, every filing

Charges, accounts, ownership changes and new incorporations, in full on every scan, for every company watched. Nothing is missed and nothing needs asking for.

Companies watched, every filing, every scan: 198,000
Firms with the decision-maker's own contact: 5,389
New charges registered by watched companies each month: ≈1,200
Named contacts with a LinkedIn profile: 70%

Companies watched and monthly charges from the scanner's run of 12 October 2026; contacts counted in the login on 20 October 2026. A named contact is the owner's or a decision-maker's own email, deliverability-checked, or their LinkedIn.

198,254companies watched · every filing, every scan

Scores the accounts

Read against how lenders actually lend

It reads each balance sheet the way a broker would and matches what it sees to the finance the business will need.

Balance sheet

Debtors held, no lender over them → invoice finance

What it watches

Six things a filing can say.

Of the five million companies on the register, 198,000 are the ones worth watching in the areas covered so far: private, active, trading, owned by a person. No plcs, no subsidiaries, no dormant companies, no bare holding companies. The noise is stripped before you see it.

Every filing they make is read in full on every scan. Each one that says something is a row: the evidence, how sure we are, and the decision-maker’s name, with their own email or phone where we hold it.

Refinance windowA facility old enough to be up for renewal6,435
Bridging exitA bridge that will need a term loan1,192
Working capitalCash down, debtors up3,055
Growth and acquisitionHeadcount or assets outgrowing the funding7,866
New chargeBorrowed this month, on the register2,529
Asset-basedPlant, stock and debtors worth lending on, no lender over them1,365

Firms with each signal live in the database, counted on 14 October 2026. Succession, an owner at the point of handing on, joins when the scanner ships it.

A seat is national. Every area joins your database as it lands, at no extra cost, on every rung. Tell us your patch when you start the trial: if it is not in yet it goes to the front of the scan queue, and you hear the day it lands.

From the data to the deal

Three steps. The data does the hard part.

Every business comes with the reason to call, so the conversation starts warm.

Shortlist

The businesses worth a call this month, sorted by why they need finance.

RefinanceLeeds

BridgingSalford

Working capitalBradford

Reach out

The decision-maker, with email and LinkedIn, and the reason to open with.

MDManaging directoremail · LinkedIn

“I saw you took bridging last spring — how are you fixed for the exit?”

Win the deal

A relevant conversation, at the moment the business actually needs you.

✓Deal won

The searchable platform, with watch lists, filters and a page for every business, is live. Try it free for seven days.

The client pack

Walk in knowing their business better than the next broker does.

Give it the prospect’s company number before the meeting and it writes the pitch: where the business sits against firms like it, what it borrows today and from whom, who is lending to its peers and on what, and why finance is on the table now. As a PDF under your firm’s own logo, in the owner’s hands, before you have asked them for anything. Any company on the register, in the database or not.

Where they sit. Five filed years against their peers: net assets, cash, gearing, the trend, with the workings shown.
What they borrow. Every charge on the register, who holds it, how old it is: the refinance conversation, opened for you.
Who lends to firms like theirs. The lenders holding charges on their peers in the area, and what has moved in the last year: the options you bring to the table.
Why now. The signal that put them in your database, in words, with its confidence: the reason to meet this month.

A sales tool, not a lender submission: it wins the mandate, you place the deal. Built from the public register and Patchlight’s own data. No credit score, no CCJs, no person named. Tell it the finance type and the amount band if you know them and it writes to the deal.

In every seat now. Fifty packs a month on a founding seat, twenty on Early, ten on Standard, each as a PDF with your own logo top right. Five years of accounts, every charge and who holds it, and the owners above the company with the debt at each level.

The first page of a Patchlight borrower pack: the firm's accounts over five years, its charges and lenders, and its peers in the area — A client pack, first page. Every figure from the register and the database; the firm’s name withheld here, no person named anywhere.

See it for yourself

A 7-day free trial of the live database. Immediate access, no card.

Three details and your login is in your inbox. It is the real thing, not a sample: every business, every filing, the workings behind each figure, the lender on each charge.

Ten contacts open straight away, fifty once you complete your profile. Export a hundred rows while you look. If it earns its place, subscribe from inside the login and everything you saved carries over.

Start the trial. Your name, your firm and your work email.
Sign in from the email. A link, no password. Answer the profile questions and it opens on your patch, with fifty contacts to open.
Keep it, or let it close. Pay at any point in the week and nothing is taken until the trial ends. Do nothing and it simply closes.

Pricing, stated plainly

£150 a month. Cancel any time.

Founding seat

£150 a month

Every contact opened in full. No monthly allowance, for as long as you stay.
Ten founding seats, held at £150 for as long as you stay.
Three months to decide. Not for you? A full refund, no questions.
The client pack, fifty a month, on any company on the register, as a PDF under your logo. Included.
Three logins, 2,500 exported rows a month, the monthly report and the year before you joined. All in.

Start with the 7-day free trial, no card

Pay during your trial and nothing is taken until it ends.

Compare the later tiers (£199, £250)

What you get	Ten seats only Founding seatIn effect now £150 a month Held for as long as you stay. Cancel any month. £1,200 a year less than the standard seat	Early seatsSeats 11 to 30 £199 a month The next twenty firms.	StandardFrom January 2027 £250 a month The standard seat, any number.
The database: every firm that has signalled, six segments, every row with its filing	Full	Full	Full
Contacts opened in full	Unlimited, for as long as you stay	100 a month	50 a month
Client packs a month, as a PDF under your logo	50	20	10
Logins included	Three	Two	One
Extra logins, per additional seat	£40 a month	£40 a month	£40 a month
The monthly report and CSV	✓ Included	✓ Included	✓ Included
Exported rows a month	2,500	1,500	500
Max rows per export file	500	500	500
Historical data to seed your platform: the year before you join	Included	Included	£500
The platform	Included	Included	Included
Refund window	Three months, in full	Thirty days	Thirty days
Take a seat	Start with a 7-day free trial Ten seats at this price. Pay during your free trial and nothing is taken until it ends. Not what you hoped inside three months? A full refund, no questions.	Opens when the founding ten are taken.	Opens in January 2027.

Founding terms hold for as long as the subscription runs without a break. Unlimited means every contact opened in the product, at a working pace, under the licence terms. Allowances are per firm, per calendar month, and reset on the first. Every export, on every rung, is watermarked to your firm and carries contact details only for the firms you have already opened: built for working a list, not for passing one on. One refundable trial per firm.

Not leads: these are businesses whose filings say they will need money, with the evidence, and nobody has asked to be called. Not credit data: no scores, no CCJs.

Built on the public register

Nothing to take on trust.

Companies House, read in full

Charges registered and satisfied, filed accounts, ownership changes and officer changes for owner-managed companies, read on every scan and cited on every row.

Where our contacts come from

Every name starts on the register: the directors and the people with significant control, with the role and share band as filed. We then find that person’s own work email and check it delivers, and their public LinkedIn profile. Business phones come from the firm’s own website. No bought lists; a contact that does not match the register is not shown.

Your data, your firm's

Reports are private to the subscribing firm and never published. Owners who ask to be removed leave every future report. Full detail in the privacy notice.